Side-by-side · Q2 2026 data
Midflorida Credit Union vs Radiant Credit Union
Metric by metric
| Measure | Midflorida Credit Union | Radiant Credit Union |
|---|---|---|
| TellerScore | 72 (stronger) | 65 |
| Capital cushion | 57 (stronger) | 45 |
| Loan quality | 85 (stronger) | 84 |
| Earnings | 71 (stronger) | 43 |
| Funding & liquidity | 69 | 85 (stronger) |
| Problem-loan coverage | 93 | 93 |
| Peer percentile | 66th | 41st |
| Total assets | $9.8B | $1.1B |
| Deposits / shares | $8.6B | $969.4M |
| Capital ratio | 10.69% (stronger) | 9.50% |
| Problem loans | 0.46% (stronger) | 0.47% |
| Net charge-offs | 0.42% (stronger) | 0.63% |
| Return on assets | 1.27% (stronger) | 0.59% |
| Loans ÷ deposits | 90.9% | 75.3% (stronger) |
| Uninsured deposits | 13.2% | 7.5% (stronger) |
| Offices | 66 | 15 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 41.0% |
Midflorida Credit Union has the higher TellerScore (72 vs 65). On the 7 directional measures above (where higher or lower is clearly better), Midflorida Credit Union leads on 5 and Radiant Credit Union on 2. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.