Side-by-side · Q2 2026 data
Midland Municipal Employees Credit Union vs My Community Credit Union
Credit union
Midland Municipal Employees Credit Union
Midland, Texas · Under $100 million in assets
Metric by metric
| Measure | Midland Municipal Employees Credit Union | My Community Credit Union |
|---|---|---|
| TellerScore | 85 (stronger) | 55 |
| Capital cushion | 99 (stronger) | 53 |
| Loan quality | 85 (stronger) | 59 |
| Earnings | 46 (stronger) | 31 |
| Funding & liquidity | 100 (stronger) | 67 |
| Problem-loan coverage | 99 (stronger) | 80 |
| Peer percentile | 77th | 12th |
| Total assets | $17.1M | $555.3M |
| Deposits / shares | $14.5M | $492.0M |
| Capital ratio | 14.92% (stronger) | 10.29% |
| Problem loans | 0.44% (stronger) | 1.24% |
| Net charge-offs | -0.00% (stronger) | 0.86% |
| Return on assets | 0.65% (stronger) | 0.27% |
| Loans ÷ deposits | 29.5% (stronger) | 93.2% |
| Uninsured deposits | 6.7% (stronger) | 10.3% |
| Offices | 1 | 7 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Midland Municipal Employees Credit Union has the higher TellerScore (85 vs 55). On the 7 directional measures above (where higher or lower is clearly better), Midland Municipal Employees Credit Union leads on 7 and My Community Credit Union on 0. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.