Side-by-side · Q2 2026 data
Midland States Bank vs Morton Community Bank
Metric by metric
| Measure | Midland States Bank | Morton Community Bank |
|---|---|---|
| TellerScore | 62 | 72 (stronger) |
| Capital cushion | 51 | 56 (stronger) |
| Loan quality | 52 | 73 (stronger) |
| Earnings | 69 | 85 (stronger) |
| Funding & liquidity | 79 (stronger) | 73 |
| Problem-loan coverage | 82 | 89 (stronger) |
| Peer percentile | 27th | 66th |
| Total assets | $6.7B | $5.3B |
| Deposits / shares | $5.7B | $4.7B |
| Capital ratio | 10.08% | 10.62% (stronger) |
| Problem loans | 1.43% | 0.81% (stronger) |
| Net charge-offs | 0.89% | 0.33% (stronger) |
| Return on assets | 1.22% | 1.62% (stronger) |
| Loans ÷ deposits | 73.2% (stronger) | 74.1% |
| Uninsured deposits | 22.7% (stronger) | 26.9% |
| Offices | 53 | 43 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 27.2% | 11.4% |
Morton Community Bank has the higher TellerScore (72 vs 62). On the 7 directional measures above (where higher or lower is clearly better), Midland States Bank leads on 2 and Morton Community Bank on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.