Side-by-side · Q2 2026 data
Midland States Bank vs The Peoples State Bank of Newton, Illinois
Metric by metric
| Measure | Midland States Bank | The Peoples State Bank of Newton, Illinois |
|---|---|---|
| TellerScore | 62 | 81 (stronger) |
| Capital cushion | 51 | 85 (stronger) |
| Loan quality | 52 | 82 (stronger) |
| Earnings | 69 | 79 (stronger) |
| Funding & liquidity | 79 (stronger) | 64 |
| Problem-loan coverage | 82 | 94 (stronger) |
| Peer percentile | 27th | 80th |
| Total assets | $6.7B | $736.7M |
| Deposits / shares | $5.7B | $577.9M |
| Capital ratio | 10.08% | 13.52% (stronger) |
| Problem loans | 1.43% | 0.54% (stronger) |
| Net charge-offs | 0.89% | 0.00% (stronger) |
| Return on assets | 1.22% | 1.48% (stronger) |
| Loans ÷ deposits | 73.2% (stronger) | 85.5% |
| Uninsured deposits | 22.7% (stronger) | 24.6% |
| Offices | 53 | 8 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 27.2% | 7.3% |
The Peoples State Bank of Newton, Illinois has the higher TellerScore (81 vs 62). On the 7 directional measures above (where higher or lower is clearly better), Midland States Bank leads on 2 and The Peoples State Bank of Newton, Illinois on 5. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Greenville, IL
- Vandalia, IL