Side-by-side · Q2 2026 data
MidSouth Bank vs CCB Community Bank
Metric by metric
| Measure | MidSouth Bank | CCB Community Bank |
|---|---|---|
| TellerScore | 66 | 79 (stronger) |
| Capital cushion | 43 | 55 (stronger) |
| Loan quality | 91 | 94 (stronger) |
| Earnings | 53 | 100 (stronger) |
| Funding & liquidity | 69 (stronger) | 64 |
| Problem-loan coverage | 96 | 97 (stronger) |
| Peer percentile | 31st | 75th |
| Total assets | $771.5M | $661.9M |
| Deposits / shares | $702.8M | $592.5M |
| Capital ratio | 9.30% | 10.53% (stronger) |
| Problem loans | 0.28% | 0.19% (stronger) |
| Net charge-offs | 0.01% | 0.01% (stronger) |
| Return on assets | 0.82% | 2.34% (stronger) |
| Loans ÷ deposits | 62.6% (stronger) | 85.1% |
| Uninsured deposits | 40.9% | 25.2% (stronger) |
| Offices | 14 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 1.9% |
CCB Community Bank has the higher TellerScore (79 vs 66). On the 7 directional measures above (where higher or lower is clearly better), MidSouth Bank leads on 1 and CCB Community Bank on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.