Side-by-side · Q2 2026 data
MidSouth Bank vs First Southern Bank
Metric by metric
| Measure | MidSouth Bank | First Southern Bank |
|---|---|---|
| TellerScore | 66 (stronger) | 18 |
| Capital cushion | 43 (stronger) | 39 |
| Loan quality | 91 (stronger) | 0 |
| Earnings | 53 (stronger) | 0 |
| Funding & liquidity | 69 (stronger) | 40 |
| Problem-loan coverage | 96 (stronger) | 0 |
| Peer percentile | 31st | 0th |
| Total assets | $771.5M | $679.2M |
| Deposits / shares | $702.8M | $577.1M |
| Capital ratio | 9.30% (stronger) | 8.95% |
| Problem loans | 0.28% (stronger) | 10.86% |
| Net charge-offs | 0.01% (stronger) | 4.60% |
| Return on assets | 0.82% (stronger) | -2.50% |
| Loans ÷ deposits | 62.6% (stronger) | 78.7% |
| Uninsured deposits | 40.9% (stronger) | 52.8% |
| Offices | 14 | 11 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 8.2% |
MidSouth Bank has the higher TellerScore (66 vs 18). On the 7 directional measures above (where higher or lower is clearly better), MidSouth Bank leads on 7 and First Southern Bank on 0. Deposits are insured up to $250,000 per depositor, per ownership category, at both.