Side-by-side · Q2 2026 data
MidSouth Bank vs First Southern State Bank
Metric by metric
| Measure | MidSouth Bank | First Southern State Bank |
|---|---|---|
| TellerScore | 66 | 77 (stronger) |
| Capital cushion | 43 | 56 (stronger) |
| Loan quality | 91 | 92 (stronger) |
| Earnings | 53 | 78 (stronger) |
| Funding & liquidity | 69 | 80 (stronger) |
| Problem-loan coverage | 96 (stronger) | 94 |
| Peer percentile | 31st | 68th |
| Total assets | $771.5M | $893.5M |
| Deposits / shares | $702.8M | $807.2M |
| Capital ratio | 9.30% | 10.59% (stronger) |
| Problem loans | 0.28% | 0.25% (stronger) |
| Net charge-offs | 0.01% (stronger) | 0.12% |
| Return on assets | 0.82% | 1.46% (stronger) |
| Loans ÷ deposits | 62.6% | 61.3% (stronger) |
| Uninsured deposits | 40.9% | 31.9% (stronger) |
| Offices | 14 | 11 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
First Southern State Bank has the higher TellerScore (77 vs 66). On the 7 directional measures above (where higher or lower is clearly better), MidSouth Bank leads on 1 and First Southern State Bank on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.