Side-by-side · Q2 2026 data
MidSouth Bank vs Georgia Community Bank
Metric by metric
| Measure | MidSouth Bank | Georgia Community Bank |
|---|---|---|
| TellerScore | 66 | 78 (stronger) |
| Capital cushion | 43 | 87 (stronger) |
| Loan quality | 91 (stronger) | 58 |
| Earnings | 53 | 92 (stronger) |
| Funding & liquidity | 69 (stronger) | 67 |
| Problem-loan coverage | 96 (stronger) | 88 |
| Peer percentile | 31st | 72nd |
| Total assets | $771.5M | $375.0M |
| Deposits / shares | $702.8M | $321.7M |
| Capital ratio | 9.30% | 13.67% (stronger) |
| Problem loans | 0.28% (stronger) | 1.25% |
| Net charge-offs | 0.01% (stronger) | 0.09% |
| Return on assets | 0.82% | 1.80% (stronger) |
| Loans ÷ deposits | 62.6% (stronger) | 78.4% |
| Uninsured deposits | 40.9% | 27.9% (stronger) |
| Offices | 14 | 7 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 1.3% |
Georgia Community Bank has the higher TellerScore (78 vs 66). On the 7 directional measures above (where higher or lower is clearly better), MidSouth Bank leads on 3 and Georgia Community Bank on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.