Side-by-side · Q2 2026 data
MidSouth Bank vs Traditions Bank
Metric by metric
| Measure | MidSouth Bank | Traditions Bank |
|---|---|---|
| TellerScore | 66 (stronger) | 65 |
| Capital cushion | 43 | 55 (stronger) |
| Loan quality | 91 (stronger) | 73 |
| Earnings | 53 | 65 (stronger) |
| Funding & liquidity | 69 (stronger) | 62 |
| Problem-loan coverage | 96 (stronger) | 80 |
| Peer percentile | 31st | 29th |
| Total assets | $771.5M | $890.9M |
| Deposits / shares | $702.8M | $756.1M |
| Capital ratio | 9.30% | 10.50% (stronger) |
| Problem loans | 0.28% (stronger) | 0.80% |
| Net charge-offs | 0.01% (stronger) | 0.61% |
| Return on assets | 0.82% | 1.12% (stronger) |
| Loans ÷ deposits | 62.6% (stronger) | 94.7% |
| Uninsured deposits | 40.9% | 18.8% (stronger) |
| Offices | 14 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 0.8% |
MidSouth Bank has the higher TellerScore (66 vs 65). On the 7 directional measures above (where higher or lower is clearly better), MidSouth Bank leads on 4 and Traditions Bank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.