Side-by-side · Q2 2026 data
Midsouth Community Federal Credit Union vs Kinetic Federal Credit Union
Metric by metric
| Measure | Midsouth Community Federal Credit Union | Kinetic Federal Credit Union |
|---|---|---|
| TellerScore | 77 (stronger) | 66 |
| Capital cushion | 93 (stronger) | 91 |
| Loan quality | 67 (stronger) | 48 |
| Earnings | 54 (stronger) | 32 |
| Funding & liquidity | 82 | 82 |
| Problem-loan coverage | 90 (stronger) | 84 |
| Peer percentile | 71st | 37th |
| Total assets | $484.5M | $664.6M |
| Deposits / shares | $415.1M | $569.5M |
| Capital ratio | 14.30% (stronger) | 14.08% |
| Problem loans | 0.98% (stronger) | 1.55% |
| Net charge-offs | 1.07% (stronger) | 1.14% |
| Return on assets | 0.85% (stronger) | 0.31% |
| Loans ÷ deposits | 78.7% | 78.3% (stronger) |
| Uninsured deposits | 6.4% (stronger) | 7.5% |
| Offices | 4 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 35.5% |
Midsouth Community Federal Credit Union has the higher TellerScore (77 vs 66). On the 7 directional measures above (where higher or lower is clearly better), Midsouth Community Federal Credit Union leads on 6 and Kinetic Federal Credit Union on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.