Side-by-side · Q2 2026 data
Midsouth Community Federal Credit Union vs Membersfirst Credit Union
Metric by metric
| Measure | Midsouth Community Federal Credit Union | Membersfirst Credit Union |
|---|---|---|
| TellerScore | 77 (stronger) | 76 |
| Capital cushion | 93 (stronger) | 67 |
| Loan quality | 67 | 93 (stronger) |
| Earnings | 54 (stronger) | 52 |
| Funding & liquidity | 82 | 82 |
| Problem-loan coverage | 90 | 98 (stronger) |
| Peer percentile | 71st | 68th |
| Total assets | $484.5M | $429.0M |
| Deposits / shares | $415.1M | $376.8M |
| Capital ratio | 14.30% (stronger) | 11.73% |
| Problem loans | 0.98% | 0.20% (stronger) |
| Net charge-offs | 1.07% | 0.25% (stronger) |
| Return on assets | 0.85% (stronger) | 0.80% |
| Loans ÷ deposits | 78.7% | 78.0% (stronger) |
| Uninsured deposits | 6.4% | 3.7% (stronger) |
| Offices | 4 | 13 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Midsouth Community Federal Credit Union has the higher TellerScore (77 vs 76). On the 7 directional measures above (where higher or lower is clearly better), Midsouth Community Federal Credit Union leads on 3 and Membersfirst Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.