Side-by-side · Q2 2026 data
Midsouth Community Federal Credit Union vs Platinum Federal Credit Union
Metric by metric
| Measure | Midsouth Community Federal Credit Union | Platinum Federal Credit Union |
|---|---|---|
| TellerScore | 77 (stronger) | 75 |
| Capital cushion | 93 (stronger) | 53 |
| Loan quality | 67 | 90 (stronger) |
| Earnings | 54 | 76 (stronger) |
| Funding & liquidity | 82 (stronger) | 79 |
| Problem-loan coverage | 90 | 96 (stronger) |
| Peer percentile | 71st | 66th |
| Total assets | $484.5M | $412.6M |
| Deposits / shares | $415.1M | $374.1M |
| Capital ratio | 14.30% (stronger) | 10.32% |
| Problem loans | 0.98% | 0.29% (stronger) |
| Net charge-offs | 1.07% | 0.33% (stronger) |
| Return on assets | 0.85% | 1.39% (stronger) |
| Loans ÷ deposits | 78.7% | 69.6% (stronger) |
| Uninsured deposits | 6.4% (stronger) | 26.0% |
| Offices | 4 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Midsouth Community Federal Credit Union has the higher TellerScore (77 vs 75). On the 7 directional measures above (where higher or lower is clearly better), Midsouth Community Federal Credit Union leads on 3 and Platinum Federal Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.