Side-by-side · Q2 2026 data
Midway Federal Credit Union vs Berkeley County Public Schools Federal Credit Union
Credit union
Midway Federal Credit Union
Berryville, Virginia · Under $100 million in assets
Credit union
Berkeley County Public Schools Federal Credit Union
Martinsburg, West Virginia · Under $100 million in assets
Metric by metric
| Measure | Midway Federal Credit Union | Berkeley County Public Schools Federal Credit Union |
|---|---|---|
| TellerScore | 85 (stronger) | 78 |
| Capital cushion | 100 (stronger) | 51 |
| Loan quality | 100 (stronger) | 97 |
| Earnings | 25 | 66 (stronger) |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 100 (stronger) | 99 |
| Peer percentile | 77th | 59th |
| Total assets | $9.7M | $8.0M |
| Deposits / shares | $7.9M | $7.2M |
| Capital ratio | 23.64% (stronger) | 10.10% |
| Problem loans | 0.00% (stronger) | 0.10% |
| Net charge-offs | -0.04% (stronger) | 0.00% |
| Return on assets | 0.11% | 1.16% (stronger) |
| Loans ÷ deposits | 42.3% (stronger) | 50.5% |
| Uninsured deposits | 0.3% | 0.0% (stronger) |
| Offices | 2 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Midway Federal Credit Union has the higher TellerScore (85 vs 78). On the 7 directional measures above (where higher or lower is clearly better), Midway Federal Credit Union leads on 5 and Berkeley County Public Schools Federal Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.