Side-by-side · Q2 2026 data
Midwest Bank vs Dayspring Bank
Metric by metric
| Measure | Midwest Bank | Dayspring Bank |
|---|---|---|
| TellerScore | 64 (stronger) | 58 |
| Capital cushion | 44 | 57 (stronger) |
| Loan quality | 85 (stronger) | 42 |
| Earnings | 64 (stronger) | 62 |
| Funding & liquidity | 52 | 68 (stronger) |
| Problem-loan coverage | 93 (stronger) | 77 |
| Peer percentile | 33rd | 17th |
| Total assets | $1.2B | $1.2B |
| Deposits / shares | $1.0B | $927.6M |
| Capital ratio | 9.40% | 10.71% (stronger) |
| Problem loans | 0.44% (stronger) | 1.73% |
| Net charge-offs | 0.00% | -0.04% (stronger) |
| Return on assets | 1.10% (stronger) | 1.06% |
| Loans ÷ deposits | 86.2% (stronger) | 92.1% |
| Uninsured deposits | 34.6% | 14.3% (stronger) |
| Offices | 11 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 11.8% | 5.6% |
Midwest Bank has the higher TellerScore (64 vs 58). On the 7 directional measures above (where higher or lower is clearly better), Midwest Bank leads on 4 and Dayspring Bank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.