Side-by-side · Q2 2026 data
Midwest Bank vs Hickory Point Bank and Trust
Metric by metric
| Measure | Midwest Bank | Hickory Point Bank and Trust |
|---|---|---|
| TellerScore | 66 | 77 (stronger) |
| Capital cushion | 38 | 60 (stronger) |
| Loan quality | 89 | 94 (stronger) |
| Earnings | 61 | 69 (stronger) |
| Funding & liquidity | 72 | 80 (stronger) |
| Problem-loan coverage | 96 | 98 (stronger) |
| Peer percentile | 31st | 68th |
| Total assets | $736.4M | $717.5M |
| Deposits / shares | $578.1M | $626.8M |
| Capital ratio | 8.80% | 11.04% (stronger) |
| Problem loans | 0.32% | 0.18% (stronger) |
| Net charge-offs | 0.03% | -0.00% (stronger) |
| Return on assets | 1.02% | 1.22% (stronger) |
| Loans ÷ deposits | 74.8% | 69.0% (stronger) |
| Uninsured deposits | 27.0% | 25.1% (stronger) |
| Offices | 8 | 8 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 2.9% | 5.9% |
Hickory Point Bank and Trust has the higher TellerScore (77 vs 66). On the 7 directional measures above (where higher or lower is clearly better), Midwest Bank leads on 0 and Hickory Point Bank and Trust on 7. Deposits are insured up to $250,000 per depositor, per ownership category, at both.