Side-by-side · Q2 2026 data
Midwest Bank vs Home State Bank, National Association
Metric by metric
| Measure | Midwest Bank | Home State Bank, National Association |
|---|---|---|
| TellerScore | 66 | 82 (stronger) |
| Capital cushion | 38 | 68 (stronger) |
| Loan quality | 89 | 98 (stronger) |
| Earnings | 61 | 81 (stronger) |
| Funding & liquidity | 72 (stronger) | 71 |
| Problem-loan coverage | 96 | 99 (stronger) |
| Peer percentile | 31st | 82nd |
| Total assets | $736.4M | $776.0M |
| Deposits / shares | $578.1M | $686.6M |
| Capital ratio | 8.80% | 11.79% (stronger) |
| Problem loans | 0.32% | 0.07% (stronger) |
| Net charge-offs | 0.03% | -0.01% (stronger) |
| Return on assets | 1.02% | 1.52% (stronger) |
| Loans ÷ deposits | 74.8% | 74.5% (stronger) |
| Uninsured deposits | 27.0% (stronger) | 28.5% |
| Offices | 8 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 2.9% | 5.2% |
Home State Bank, National Association has the higher TellerScore (82 vs 66). On the 7 directional measures above (where higher or lower is clearly better), Midwest Bank leads on 1 and Home State Bank, National Association on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.