Side-by-side · Q2 2026 data
Midwest Bank vs The Peoples State Bank of Newton, Illinois
Metric by metric
| Measure | Midwest Bank | The Peoples State Bank of Newton, Illinois |
|---|---|---|
| TellerScore | 66 | 81 (stronger) |
| Capital cushion | 38 | 85 (stronger) |
| Loan quality | 89 (stronger) | 82 |
| Earnings | 61 | 79 (stronger) |
| Funding & liquidity | 72 (stronger) | 64 |
| Problem-loan coverage | 96 (stronger) | 94 |
| Peer percentile | 31st | 80th |
| Total assets | $736.4M | $736.7M |
| Deposits / shares | $578.1M | $577.9M |
| Capital ratio | 8.80% | 13.52% (stronger) |
| Problem loans | 0.32% (stronger) | 0.54% |
| Net charge-offs | 0.03% | 0.00% (stronger) |
| Return on assets | 1.02% | 1.48% (stronger) |
| Loans ÷ deposits | 74.8% (stronger) | 85.5% |
| Uninsured deposits | 27.0% | 24.6% (stronger) |
| Offices | 8 | 8 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 2.9% | 7.3% |
The Peoples State Bank of Newton, Illinois has the higher TellerScore (81 vs 66). On the 7 directional measures above (where higher or lower is clearly better), Midwest Bank leads on 2 and The Peoples State Bank of Newton, Illinois on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.