Side-by-side · Q2 2026 data
Midwest Bank vs United Equity Credit Union
Metric by metric
| Measure | Midwest Bank | United Equity Credit Union |
|---|---|---|
| TellerScore | 66 | 94 (stronger) |
| Capital cushion | 38 | 100 (stronger) |
| Loan quality | 89 | 92 (stronger) |
| Earnings | 61 | 87 (stronger) |
| Funding & liquidity | 72 | 88 (stronger) |
| Problem-loan coverage | 96 | 99 (stronger) |
| Peer percentile | 31st | 95th |
| Total assets | $736.4M | $66.2M |
| Deposits / shares | $578.1M | $53.7M |
| Capital ratio | 8.80% | 18.66% (stronger) |
| Problem loans | 0.32% | 0.23% (stronger) |
| Net charge-offs | 0.03% (stronger) | 0.21% |
| Return on assets | 1.02% | 1.68% (stronger) |
| Loans ÷ deposits | 74.8% | 72.5% (stronger) |
| Uninsured deposits | 27.0% | 0.0% (stronger) |
| Offices | 8 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 2.9% | — |
United Equity Credit Union has the higher TellerScore (94 vs 66). On the 7 directional measures above (where higher or lower is clearly better), Midwest Bank leads on 1 and United Equity Credit Union on 6. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.