Side-by-side · Q2 2026 data
Midwest Bank vs 21st Century Bank
Metric by metric
| Measure | Midwest Bank | 21st Century Bank |
|---|---|---|
| TellerScore | 74 (stronger) | 70 |
| Capital cushion | 48 | 57 (stronger) |
| Loan quality | 98 (stronger) | 94 |
| Earnings | 100 (stronger) | 73 |
| Funding & liquidity | 37 (stronger) | 35 |
| Problem-loan coverage | 99 (stronger) | 97 |
| Peer percentile | 57th | 43rd |
| Total assets | $984.5M | $894.8M |
| Deposits / shares | $788.5M | $658.8M |
| Capital ratio | 9.84% | 10.66% (stronger) |
| Problem loans | 0.05% (stronger) | 0.19% |
| Net charge-offs | 0.00% (stronger) | 0.10% |
| Return on assets | 2.52% (stronger) | 1.31% |
| Loans ÷ deposits | 111.9% | 101.2% (stronger) |
| Uninsured deposits | 26.6% (stronger) | 37.1% |
| Offices | 7 | 8 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 2.2% | 2.3% |
Midwest Bank has the higher TellerScore (74 vs 70). On the 7 directional measures above (where higher or lower is clearly better), Midwest Bank leads on 5 and 21st Century Bank on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.