Side-by-side · Q2 2026 data
Midwest Bank vs Farmers State Bank of Underwood
Metric by metric
| Measure | Midwest Bank | Farmers State Bank of Underwood |
|---|---|---|
| TellerScore | 74 | 74 |
| Capital cushion | 48 (stronger) | 36 |
| Loan quality | 98 | 99 (stronger) |
| Earnings | 100 (stronger) | 87 |
| Funding & liquidity | 37 | 71 (stronger) |
| Problem-loan coverage | 99 | 99 |
| Peer percentile | 57th | 57th |
| Total assets | $984.5M | $113.8M |
| Deposits / shares | $788.5M | $103.9M |
| Capital ratio | 9.84% (stronger) | 8.62% |
| Problem loans | 0.05% | 0.03% (stronger) |
| Net charge-offs | 0.00% (stronger) | 0.02% |
| Return on assets | 2.52% (stronger) | 1.66% |
| Loans ÷ deposits | 111.9% | 81.5% (stronger) |
| Uninsured deposits | 26.6% | 22.1% (stronger) |
| Offices | 7 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 2.2% | — |
Both have the same TellerScore. On the 6 directional measures above (where higher or lower is clearly better), Midwest Bank leads on 3 and Farmers State Bank of Underwood on 3. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Dalton, MN