Side-by-side · Q2 2026 data
Midwest Bank vs Magnifi Financial Credit Union
Metric by metric
| Measure | Midwest Bank | Magnifi Financial Credit Union |
|---|---|---|
| TellerScore | 74 (stronger) | 68 |
| Capital cushion | 48 | 60 (stronger) |
| Loan quality | 98 (stronger) | 93 |
| Earnings | 100 (stronger) | 44 |
| Funding & liquidity | 37 | 61 (stronger) |
| Problem-loan coverage | 99 (stronger) | 92 |
| Peer percentile | 57th | 50th |
| Total assets | $984.5M | $2.8B |
| Deposits / shares | $788.5M | $2.3B |
| Capital ratio | 9.84% | 11.04% (stronger) |
| Problem loans | 0.05% (stronger) | 0.21% |
| Net charge-offs | 0.00% (stronger) | 0.20% |
| Return on assets | 2.52% (stronger) | 0.61% |
| Loans ÷ deposits | 111.9% | 99.6% (stronger) |
| Uninsured deposits | 26.6% | 13.9% (stronger) |
| Offices | 7 | 28 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 2.2% | 12.6% |
Midwest Bank has the higher TellerScore (74 vs 68). On the 7 directional measures above (where higher or lower is clearly better), Midwest Bank leads on 4 and Magnifi Financial Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.