TellerScore

Side-by-side · Q2 2026 data

Midwest Bank vs United Prairie Bank

Bank

Midwest Bank

Detroit Lakes, Minnesota · $100 million – $1 billion

74of 100
Strong

Bank

United Prairie Bank

Mountain Lake, Minnesota · $100 million – $1 billion

66of 100
Moderate

Metric by metric

MeasureMidwest BankUnited Prairie Bank
TellerScore74 (stronger)66
Capital cushion48 (stronger)47
Loan quality98 (stronger)78
Earnings100 (stronger)78
Funding & liquidity3754 (stronger)
Problem-loan coverage99 (stronger)90
Peer percentile57th31st
Total assets$984.5M$939.3M
Deposits / shares$788.5M$788.4M
Capital ratio9.84% (stronger)9.68%
Problem loans0.05% (stronger)0.66%
Net charge-offs0.00% (stronger)0.09%
Return on assets2.52% (stronger)1.45%
Loans ÷ deposits111.9%99.7% (stronger)
Uninsured deposits26.6%21.1% (stronger)
Offices710
CFPB complaints (3 yrs)——
Complaints per $1B deposits——
Mortgage denial rate (HMDA)2.2%—

Midwest Bank has the higher TellerScore (74 vs 66). On the 7 directional measures above (where higher or lower is clearly better), Midwest Bank leads on 5 and United Prairie Bank on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.

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