Side-by-side · Q2 2026 data
Midwest Bank vs Wadena State Bank
Metric by metric
| Measure | Midwest Bank | Wadena State Bank |
|---|---|---|
| TellerScore | 74 | 81 (stronger) |
| Capital cushion | 48 | 48 |
| Loan quality | 98 | 99 (stronger) |
| Earnings | 100 (stronger) | 94 |
| Funding & liquidity | 37 | 91 (stronger) |
| Problem-loan coverage | 99 (stronger) | 98 |
| Peer percentile | 57th | 80th |
| Total assets | $984.5M | $206.6M |
| Deposits / shares | $788.5M | $187.9M |
| Capital ratio | 9.84% | 9.84% (stronger) |
| Problem loans | 0.05% | 0.04% (stronger) |
| Net charge-offs | 0.00% | -0.03% (stronger) |
| Return on assets | 2.52% (stronger) | 1.85% |
| Loans ÷ deposits | 111.9% | 69.4% (stronger) |
| Uninsured deposits | 26.6% | 13.1% (stronger) |
| Offices | 7 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 2.2% | — |
Wadena State Bank has the higher TellerScore (81 vs 74). On the 7 directional measures above (where higher or lower is clearly better), Midwest Bank leads on 1 and Wadena State Bank on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.