Side-by-side · Q2 2026 data
Midwest Community Federal Credit Union vs Lormet Community Federal Credit Union
Credit union
Midwest Community Federal Credit Union
Defiance, Ohio · $100 million – $1 billion
Credit union
Lormet Community Federal Credit Union
Amherst, Ohio · $100 million – $1 billion
Metric by metric
| Measure | Midwest Community Federal Credit Union | Lormet Community Federal Credit Union |
|---|---|---|
| TellerScore | 60 | 91 (stronger) |
| Capital cushion | 35 | 87 (stronger) |
| Loan quality | 65 | 95 (stronger) |
| Earnings | 62 | 80 (stronger) |
| Funding & liquidity | 83 | 100 (stronger) |
| Problem-loan coverage | 82 | 99 (stronger) |
| Peer percentile | 21st | 96th |
| Total assets | $267.2M | $283.3M |
| Deposits / shares | $246.5M | $244.4M |
| Capital ratio | 8.50% | 13.73% (stronger) |
| Problem loans | 1.05% | 0.15% (stronger) |
| Net charge-offs | 0.13% (stronger) | 0.14% |
| Return on assets | 1.05% | 1.50% (stronger) |
| Loans ÷ deposits | 76.9% | 56.9% (stronger) |
| Uninsured deposits | 3.6% | 3.2% (stronger) |
| Offices | 2 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Lormet Community Federal Credit Union has the higher TellerScore (91 vs 60). On the 7 directional measures above (where higher or lower is clearly better), Midwest Community Federal Credit Union leads on 1 and Lormet Community Federal Credit Union on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.