Side-by-side · Q2 2026 data
Midwest Heritage Bank, FSB vs Manufacturers Bank & Trust Company
Metric by metric
| Measure | Midwest Heritage Bank, FSB | Manufacturers Bank & Trust Company |
|---|---|---|
| TellerScore | 68 | 68 |
| Capital cushion | 78 (stronger) | 54 |
| Loan quality | 41 | 69 (stronger) |
| Earnings | 90 (stronger) | 73 |
| Funding & liquidity | 57 | 75 (stronger) |
| Problem-loan coverage | 81 | 89 (stronger) |
| Peer percentile | 37th | 37th |
| Total assets | $768.3M | $738.2M |
| Deposits / shares | $649.6M | $640.4M |
| Capital ratio | 12.82% (stronger) | 10.44% |
| Problem loans | 1.78% | 0.94% (stronger) |
| Net charge-offs | 0.01% | -0.00% (stronger) |
| Return on assets | 1.75% (stronger) | 1.31% |
| Loans ÷ deposits | 80.3% | 79.3% (stronger) |
| Uninsured deposits | 35.4% | 19.9% (stronger) |
| Offices | 12 | 9 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 18.2% | 1.2% |
Both have the same TellerScore. On the 6 directional measures above (where higher or lower is clearly better), Midwest Heritage Bank, FSB leads on 2 and Manufacturers Bank & Trust Company on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.