Side-by-side · Q2 2026 data
Midwest Liberty Federal Credit Union vs First Lincoln Federal Credit Union
Credit union
Midwest Liberty Federal Credit Union
McCook, Nebraska · Under $100 million in assets
Metric by metric
| Measure | Midwest Liberty Federal Credit Union | First Lincoln Federal Credit Union |
|---|---|---|
| TellerScore | 46 (stronger) | 34 |
| Capital cushion | 55 (stronger) | 48 |
| Loan quality | 25 (stronger) | 0 |
| Earnings | 18 (stronger) | 0 |
| Funding & liquidity | 85 | 100 (stronger) |
| Problem-loan coverage | 71 (stronger) | 46 |
| Peer percentile | 6th | 2nd |
| Total assets | $25.2M | $17.9M |
| Deposits / shares | $22.3M | $16.1M |
| Capital ratio | 10.48% (stronger) | 9.78% |
| Problem loans | 2.24% (stronger) | 7.36% |
| Net charge-offs | 1.07% (stronger) | 1.53% |
| Return on assets | -0.05% (stronger) | -2.25% |
| Loans ÷ deposits | 75.6% | 39.8% (stronger) |
| Uninsured deposits | 1.1% (stronger) | 4.4% |
| Offices | 0 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Midwest Liberty Federal Credit Union has the higher TellerScore (46 vs 34). On the 7 directional measures above (where higher or lower is clearly better), Midwest Liberty Federal Credit Union leads on 6 and First Lincoln Federal Credit Union on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.