Side-by-side · Q2 2026 data
Midwest National Bank vs Chester National Bank
Metric by metric
| Measure | Midwest National Bank | Chester National Bank |
|---|---|---|
| TellerScore | 38 | 58 (stronger) |
| Capital cushion | 31 (stronger) | 10 |
| Loan quality | 36 | 100 (stronger) |
| Earnings | 21 | 63 (stronger) |
| Funding & liquidity | 64 (stronger) | 50 |
| Problem-loan coverage | 62 | 100 (stronger) |
| Peer percentile | 2nd | 16th |
| Total assets | $122.6M | $125.7M |
| Deposits / shares | $108.5M | $118.3M |
| Capital ratio | 8.06% (stronger) | 6.03% |
| Problem loans | 1.91% | 0.00% (stronger) |
| Net charge-offs | 0.04% | 0.00% (stronger) |
| Return on assets | 0.03% | 1.09% (stronger) |
| Loans ÷ deposits | 88.1% | 52.1% (stronger) |
| Uninsured deposits | 22.1% (stronger) | 62.6% |
| Offices | 2 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Chester National Bank has the higher TellerScore (58 vs 38). On the 7 directional measures above (where higher or lower is clearly better), Midwest National Bank leads on 2 and Chester National Bank on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.