Side-by-side · Q2 2026 data
Midwest National Bank vs First State Bank of St. Peter
Metric by metric
| Measure | Midwest National Bank | First State Bank of St. Peter |
|---|---|---|
| TellerScore | 38 | 83 (stronger) |
| Capital cushion | 31 | 100 (stronger) |
| Loan quality | 36 | 43 (stronger) |
| Earnings | 21 | 88 (stronger) |
| Funding & liquidity | 64 | 100 (stronger) |
| Problem-loan coverage | 62 | 95 (stronger) |
| Peer percentile | 2nd | 73rd |
| Total assets | $122.6M | $30.1M |
| Deposits / shares | $108.5M | $24.6M |
| Capital ratio | 8.06% | 18.52% (stronger) |
| Problem loans | 1.91% | 1.71% (stronger) |
| Net charge-offs | 0.04% (stronger) | 0.61% |
| Return on assets | 0.03% | 1.71% (stronger) |
| Loans ÷ deposits | 88.1% | 30.8% (stronger) |
| Uninsured deposits | 22.1% | 3.5% (stronger) |
| Offices | 2 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
First State Bank of St. Peter has the higher TellerScore (83 vs 38). On the 7 directional measures above (where higher or lower is clearly better), Midwest National Bank leads on 1 and First State Bank of St. Peter on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.