Side-by-side · Q2 2026 data
Midwest National Bank vs Germantown Trust & Savings Bank
Metric by metric
| Measure | Midwest National Bank | Germantown Trust & Savings Bank |
|---|---|---|
| TellerScore | 38 | 87 (stronger) |
| Capital cushion | 31 | 66 (stronger) |
| Loan quality | 36 | 96 (stronger) |
| Earnings | 21 | 100 (stronger) |
| Funding & liquidity | 64 | 92 (stronger) |
| Problem-loan coverage | 62 | 98 (stronger) |
| Peer percentile | 2nd | 91st |
| Total assets | $122.6M | $523.6M |
| Deposits / shares | $108.5M | $433.2M |
| Capital ratio | 8.06% | 11.58% (stronger) |
| Problem loans | 1.91% | 0.13% (stronger) |
| Net charge-offs | 0.04% | 0.00% (stronger) |
| Return on assets | 0.03% | 2.25% (stronger) |
| Loans ÷ deposits | 88.1% | 65.5% (stronger) |
| Uninsured deposits | 22.1% | 17.3% (stronger) |
| Offices | 2 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 4.7% |
Germantown Trust & Savings Bank has the higher TellerScore (87 vs 38). On the 7 directional measures above (where higher or lower is clearly better), Midwest National Bank leads on 0 and Germantown Trust & Savings Bank on 7. Deposits are insured up to $250,000 per depositor, per ownership category, at both.