Side-by-side · Q2 2026 data
Midwest National Bank vs Salem School System Credit Union
Credit union
Salem School System Credit Union
Salem, Illinois · Under $100 million in assets
Metric by metric
| Measure | Midwest National Bank | Salem School System Credit Union |
|---|---|---|
| TellerScore | 38 | 87 (stronger) |
| Capital cushion | 31 | 100 (stronger) |
| Loan quality | 36 | 100 (stronger) |
| Earnings | 21 | 68 (stronger) |
| Funding & liquidity | 64 (stronger) | 56 |
| Problem-loan coverage | 62 | 100 (stronger) |
| Peer percentile | 2nd | 83rd |
| Total assets | $122.6M | $2.2M |
| Deposits / shares | $108.5M | $1.5M |
| Capital ratio | 8.06% | 30.85% (stronger) |
| Problem loans | 1.91% | 0.00% (stronger) |
| Net charge-offs | 0.04% (stronger) | 1.92% |
| Return on assets | 0.03% | 1.19% (stronger) |
| Loans ÷ deposits | 88.1% (stronger) | 104.5% |
| Uninsured deposits | 22.1% | 0.0% (stronger) |
| Offices | 2 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Salem School System Credit Union has the higher TellerScore (87 vs 38). On the 7 directional measures above (where higher or lower is clearly better), Midwest National Bank leads on 2 and Salem School System Credit Union on 5. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.