Side-by-side · Q2 2026 data
Midwest Regional Bank vs Peoples Bank & Trust Co.
Metric by metric
| Measure | Midwest Regional Bank | Peoples Bank & Trust Co. |
|---|---|---|
| TellerScore | 26 | 58 (stronger) |
| Capital cushion | 52 (stronger) | 50 |
| Loan quality | 0 | 24 (stronger) |
| Earnings | 0 | 83 (stronger) |
| Funding & liquidity | 58 | 88 (stronger) |
| Problem-loan coverage | 14 | 74 (stronger) |
| Peer percentile | 0th | 16th |
| Total assets | $949.0M | $908.3M |
| Deposits / shares | $840.1M | $799.3M |
| Capital ratio | 10.23% (stronger) | 9.96% |
| Problem loans | 6.61% | 2.27% (stronger) |
| Net charge-offs | 3.03% | 0.01% (stronger) |
| Return on assets | -1.34% | 1.56% (stronger) |
| Loans ÷ deposits | 88.9% | 61.2% (stronger) |
| Uninsured deposits | 26.8% | 25.1% (stronger) |
| Offices | 7 | 9 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 11.2% |
Peoples Bank & Trust Co. has the higher TellerScore (58 vs 26). On the 7 directional measures above (where higher or lower is clearly better), Midwest Regional Bank leads on 1 and Peoples Bank & Trust Co. on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.