Side-by-side · Q2 2026 data
Milford Federal Bank vs Brookline Municipal Credit Union
Credit union
Brookline Municipal Credit Union
Brookline, Massachusetts · Under $100 million in assets
Metric by metric
| Measure | Milford Federal Bank | Brookline Municipal Credit Union |
|---|---|---|
| TellerScore | 67 | 88 (stronger) |
| Capital cushion | 69 | 84 (stronger) |
| Loan quality | 87 | 99 (stronger) |
| Earnings | 33 | 67 (stronger) |
| Funding & liquidity | 58 | 100 (stronger) |
| Problem-loan coverage | 94 | 100 (stronger) |
| Peer percentile | 34th | 85th |
| Total assets | $545.1M | $51.0M |
| Deposits / shares | $451.5M | $44.0M |
| Capital ratio | 11.94% | 13.43% (stronger) |
| Problem loans | 0.40% | 0.03% (stronger) |
| Net charge-offs | 0.00% | 0.00% (stronger) |
| Return on assets | 0.33% | 1.18% (stronger) |
| Loans ÷ deposits | 102.7% | 33.0% (stronger) |
| Uninsured deposits | 7.9% | 7.8% (stronger) |
| Offices | 4 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 12.3% | — |
Brookline Municipal Credit Union has the higher TellerScore (88 vs 67). On the 7 directional measures above (where higher or lower is clearly better), Milford Federal Bank leads on 0 and Brookline Municipal Credit Union on 7. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.