Side-by-side · Q2 2026 data
Mill Town Credit Union vs American Lake Credit Union
Metric by metric
| Measure | Mill Town Credit Union | American Lake Credit Union |
|---|---|---|
| TellerScore | 65 (stronger) | 59 |
| Capital cushion | 100 (stronger) | 88 |
| Loan quality | 27 (stronger) | 23 |
| Earnings | 48 (stronger) | 15 |
| Funding & liquidity | 67 | 100 (stronger) |
| Problem-loan coverage | 85 | 85 |
| Peer percentile | 30th | 20th |
| Total assets | $59.9M | $59.6M |
| Deposits / shares | $46.5M | $49.0M |
| Capital ratio | 22.46% (stronger) | 13.82% |
| Problem loans | 2.18% (stronger) | 2.30% |
| Net charge-offs | 2.20% (stronger) | 2.75% |
| Return on assets | 0.71% (stronger) | -0.13% |
| Loans ÷ deposits | 92.8% | 48.5% (stronger) |
| Uninsured deposits | 6.8% | 4.5% (stronger) |
| Offices | 1 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Mill Town Credit Union has the higher TellerScore (65 vs 59). On the 7 directional measures above (where higher or lower is clearly better), Mill Town Credit Union leads on 5 and American Lake Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.