Side-by-side · Q2 2026 data
Millbury National Bank vs NorthEast Community Bank
Metric by metric
| Measure | Millbury National Bank | NorthEast Community Bank |
|---|---|---|
| TellerScore | 65 | 90 (stronger) |
| Capital cushion | 45 | 100 (stronger) |
| Loan quality | 85 | 100 (stronger) |
| Earnings | 54 | 100 (stronger) |
| Funding & liquidity | 66 (stronger) | 36 |
| Problem-loan coverage | 93 | 100 (stronger) |
| Peer percentile | 29th | 99th |
| Total assets | $146.5M | $2.1B |
| Deposits / shares | $123.4M | $1.5B |
| Capital ratio | 9.51% | 17.32% (stronger) |
| Problem loans | 0.44% | 0.00% (stronger) |
| Net charge-offs | 0.02% (stronger) | 0.06% |
| Return on assets | 0.85% | 2.00% (stronger) |
| Loans ÷ deposits | 90.5% (stronger) | 123.9% |
| Uninsured deposits | 18.0% (stronger) | 28.0% |
| Offices | 1 | 12 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 16.1% | 2.5% |
NorthEast Community Bank has the higher TellerScore (90 vs 65). On the 7 directional measures above (where higher or lower is clearly better), Millbury National Bank leads on 3 and NorthEast Community Bank on 4. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.