Side-by-side · Q2 2026 data
Millennial Bank vs Coosa Pines Federal Credit Union
Credit union
Coosa Pines Federal Credit Union
Childersburg, Alabama · $100 million – $1 billion
Metric by metric
| Measure | Millennial Bank | Coosa Pines Federal Credit Union |
|---|---|---|
| TellerScore | 64 | 88 (stronger) |
| Capital cushion | 38 | 100 (stronger) |
| Loan quality | 100 (stronger) | 71 |
| Earnings | 50 | 91 (stronger) |
| Funding & liquidity | 51 | 88 (stronger) |
| Problem-loan coverage | 100 (stronger) | 93 |
| Peer percentile | 26th | 92nd |
| Total assets | $201.3M | $420.8M |
| Deposits / shares | $183.9M | $356.6M |
| Capital ratio | 8.78% | 16.20% (stronger) |
| Problem loans | 0.00% (stronger) | 0.87% |
| Net charge-offs | 0.20% (stronger) | 0.70% |
| Return on assets | 0.75% | 1.77% (stronger) |
| Loans ÷ deposits | 88.1% | 72.3% (stronger) |
| Uninsured deposits | 34.3% | 7.3% (stronger) |
| Offices | 2 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 5.1% |
Coosa Pines Federal Credit Union has the higher TellerScore (88 vs 64). On the 7 directional measures above (where higher or lower is clearly better), Millennial Bank leads on 2 and Coosa Pines Federal Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.