Side-by-side · Q2 2026 data
Millennial Bank vs Rocket City Federal Credit Union
Credit union
Rocket City Federal Credit Union
Huntsville, Alabama · Under $100 million in assets
Metric by metric
| Measure | Millennial Bank | Rocket City Federal Credit Union |
|---|---|---|
| TellerScore | 64 | 94 (stronger) |
| Capital cushion | 38 | 100 (stronger) |
| Loan quality | 100 (stronger) | 94 |
| Earnings | 50 | 78 (stronger) |
| Funding & liquidity | 51 | 100 (stronger) |
| Problem-loan coverage | 100 (stronger) | 99 |
| Peer percentile | 26th | 95th |
| Total assets | $201.3M | $69.1M |
| Deposits / shares | $183.9M | $57.4M |
| Capital ratio | 8.78% | 17.25% (stronger) |
| Problem loans | 0.00% (stronger) | 0.17% |
| Net charge-offs | 0.20% (stronger) | 0.21% |
| Return on assets | 0.75% | 1.45% (stronger) |
| Loans ÷ deposits | 88.1% | 52.6% (stronger) |
| Uninsured deposits | 34.3% | 1.9% (stronger) |
| Offices | 2 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Rocket City Federal Credit Union has the higher TellerScore (94 vs 64). On the 7 directional measures above (where higher or lower is clearly better), Millennial Bank leads on 2 and Rocket City Federal Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.