Side-by-side · Q2 2026 data
Millstream Area Credit Union vs Kh Credit Union, Inc.
Metric by metric
| Measure | Millstream Area Credit Union | Kh Credit Union, Inc. |
|---|---|---|
| TellerScore | 82 (stronger) | 79 |
| Capital cushion | 76 | 80 (stronger) |
| Loan quality | 78 | 90 (stronger) |
| Earnings | 77 (stronger) | 41 |
| Funding & liquidity | 100 (stronger) | 94 |
| Problem-loan coverage | 95 | 97 (stronger) |
| Peer percentile | 70th | 62nd |
| Total assets | $70.8M | $71.1M |
| Deposits / shares | $61.3M | $61.6M |
| Capital ratio | 12.64% | 12.95% (stronger) |
| Problem loans | 0.66% | 0.31% (stronger) |
| Net charge-offs | 0.38% | 0.37% (stronger) |
| Return on assets | 1.41% (stronger) | 0.52% |
| Loans ÷ deposits | 55.9% (stronger) | 66.3% |
| Uninsured deposits | 0.0% | 0.0% |
| Offices | 3 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Millstream Area Credit Union has the higher TellerScore (82 vs 79). On the 6 directional measures above (where higher or lower is clearly better), Millstream Area Credit Union leads on 3 and Kh Credit Union, Inc. on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.