Side-by-side · Q2 2026 data
Millville Savings Bank vs 1st Bank of Sea Isle City
Metric by metric
| Measure | Millville Savings Bank | 1st Bank of Sea Isle City |
|---|---|---|
| TellerScore | 81 (stronger) | 62 |
| Capital cushion | 86 (stronger) | 47 |
| Loan quality | 96 | 100 (stronger) |
| Earnings | 33 (stronger) | 26 |
| Funding & liquidity | 100 (stronger) | 52 |
| Problem-loan coverage | 99 | 100 (stronger) |
| Peer percentile | 80th | 22nd |
| Total assets | $169.9M | $311.1M |
| Deposits / shares | $149.2M | $251.2M |
| Capital ratio | 13.63% (stronger) | 9.72% |
| Problem loans | 0.12% | 0.00% (stronger) |
| Net charge-offs | -0.01% (stronger) | 0.00% |
| Return on assets | 0.33% (stronger) | 0.16% |
| Loans ÷ deposits | 52.4% (stronger) | 94.7% |
| Uninsured deposits | 9.3% (stronger) | 27.8% |
| Offices | 2 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 13.4% | 7.8% |
Millville Savings Bank has the higher TellerScore (81 vs 62). On the 7 directional measures above (where higher or lower is clearly better), Millville Savings Bank leads on 6 and 1st Bank of Sea Isle City on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.