Side-by-side · Q2 2026 data
Millville Savings Bank vs Franklin Bank
Metric by metric
| Measure | Millville Savings Bank | Franklin Bank |
|---|---|---|
| TellerScore | 81 (stronger) | 72 |
| Capital cushion | 86 (stronger) | 53 |
| Loan quality | 96 (stronger) | 95 |
| Earnings | 33 | 47 (stronger) |
| Funding & liquidity | 100 (stronger) | 90 |
| Problem-loan coverage | 99 (stronger) | 98 |
| Peer percentile | 80th | 50th |
| Total assets | $169.9M | $334.1M |
| Deposits / shares | $149.2M | $301.3M |
| Capital ratio | 13.63% (stronger) | 10.28% |
| Problem loans | 0.12% (stronger) | 0.15% |
| Net charge-offs | -0.01% (stronger) | 0.02% |
| Return on assets | 0.33% | 0.68% (stronger) |
| Loans ÷ deposits | 52.4% (stronger) | 70.7% |
| Uninsured deposits | 9.3% (stronger) | 13.7% |
| Offices | 2 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 13.4% | — |
Millville Savings Bank has the higher TellerScore (81 vs 72). On the 7 directional measures above (where higher or lower is clearly better), Millville Savings Bank leads on 6 and Franklin Bank on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.