Side-by-side · Q2 2026 data
Miners Exchange Bank vs United Southeast Federal Credit Union
Credit union
United Southeast Federal Credit Union
Bristol, Tennessee · $100 million – $1 billion
Metric by metric
| Measure | Miners Exchange Bank | United Southeast Federal Credit Union |
|---|---|---|
| TellerScore | 42 | 78 (stronger) |
| Capital cushion | 74 | 85 (stronger) |
| Loan quality | 0 | 87 (stronger) |
| Earnings | 0 | 42 (stronger) |
| Funding & liquidity | 91 (stronger) | 88 |
| Problem-loan coverage | 64 | 96 (stronger) |
| Peer percentile | 5th | 74th |
| Total assets | $93.5M | $256.0M |
| Deposits / shares | $81.0M | $220.6M |
| Capital ratio | 12.40% | 13.49% (stronger) |
| Problem loans | 3.16% | 0.40% (stronger) |
| Net charge-offs | 0.25% (stronger) | 0.74% |
| Return on assets | -0.51% | 0.55% (stronger) |
| Loans ÷ deposits | 69.3% (stronger) | 72.5% |
| Uninsured deposits | 9.0% | 6.6% (stronger) |
| Offices | 5 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 0.0% |
United Southeast Federal Credit Union has the higher TellerScore (78 vs 42). On the 7 directional measures above (where higher or lower is clearly better), Miners Exchange Bank leads on 2 and United Southeast Federal Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.