Side-by-side · Q2 2026 data
Minnesota National Bank vs Bonanza Valley State Bank
Metric by metric
| Measure | Minnesota National Bank | Bonanza Valley State Bank |
|---|---|---|
| TellerScore | 70 (stronger) | 68 |
| Capital cushion | 48 (stronger) | 47 |
| Loan quality | 84 | 98 (stronger) |
| Earnings | 86 (stronger) | 68 |
| Funding & liquidity | 56 (stronger) | 42 |
| Problem-loan coverage | 93 | 99 (stronger) |
| Peer percentile | 43rd | 33rd |
| Total assets | $298.4M | $74.8M |
| Deposits / shares | $253.9M | $59.5M |
| Capital ratio | 9.77% (stronger) | 9.73% |
| Problem loans | 0.49% | 0.06% (stronger) |
| Net charge-offs | 0.00% (stronger) | 0.01% |
| Return on assets | 1.66% (stronger) | 1.20% |
| Loans ÷ deposits | 93.8% (stronger) | 106.7% |
| Uninsured deposits | 24.3% (stronger) | 25.4% |
| Offices | 3 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 0.9% | — |
Minnesota National Bank has the higher TellerScore (70 vs 68). On the 7 directional measures above (where higher or lower is clearly better), Minnesota National Bank leads on 6 and Bonanza Valley State Bank on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.