Side-by-side · Q2 2026 data
Minnesota National Bank vs First State Bank of Swanville
Metric by metric
| Measure | Minnesota National Bank | First State Bank of Swanville |
|---|---|---|
| TellerScore | 70 (stronger) | 68 |
| Capital cushion | 48 | 100 (stronger) |
| Loan quality | 84 (stronger) | 28 |
| Earnings | 86 (stronger) | 48 |
| Funding & liquidity | 56 | 83 (stronger) |
| Problem-loan coverage | 93 (stronger) | 86 |
| Peer percentile | 43rd | 33rd |
| Total assets | $298.4M | $23.8M |
| Deposits / shares | $253.9M | $19.2M |
| Capital ratio | 9.77% | 18.14% (stronger) |
| Problem loans | 0.49% (stronger) | 2.16% |
| Net charge-offs | 0.00% (stronger) | 2.15% |
| Return on assets | 1.66% (stronger) | 0.71% |
| Loans ÷ deposits | 93.8% | 77.2% (stronger) |
| Uninsured deposits | 24.3% | 9.8% (stronger) |
| Offices | 3 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 0.9% | — |
Minnesota National Bank has the higher TellerScore (70 vs 68). On the 7 directional measures above (where higher or lower is clearly better), Minnesota National Bank leads on 4 and First State Bank of Swanville on 3. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.