Side-by-side · Q2 2026 data
Minnesota National Bank vs Mid-Central National Bank
Metric by metric
| Measure | Minnesota National Bank | Mid-Central National Bank |
|---|---|---|
| TellerScore | 70 | 77 (stronger) |
| Capital cushion | 48 | 99 (stronger) |
| Loan quality | 84 (stronger) | 75 |
| Earnings | 86 (stronger) | 44 |
| Funding & liquidity | 56 | 67 (stronger) |
| Problem-loan coverage | 93 | 94 (stronger) |
| Peer percentile | 43rd | 68th |
| Total assets | $298.4M | $117.1M |
| Deposits / shares | $253.9M | $94.9M |
| Capital ratio | 9.77% | 14.91% (stronger) |
| Problem loans | 0.49% (stronger) | 0.76% |
| Net charge-offs | 0.00% | 0.00% (stronger) |
| Return on assets | 1.66% (stronger) | 0.60% |
| Loans ÷ deposits | 93.8% | 93.2% (stronger) |
| Uninsured deposits | 24.3% | 3.9% (stronger) |
| Offices | 3 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 0.9% | — |
Mid-Central National Bank has the higher TellerScore (77 vs 70). On the 7 directional measures above (where higher or lower is clearly better), Minnesota National Bank leads on 2 and Mid-Central National Bank on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Long Prairie, MN