Side-by-side · Q2 2026 data
Minnesota National Bank vs Neighborhood National Bank
Metric by metric
| Measure | Minnesota National Bank | Neighborhood National Bank |
|---|---|---|
| TellerScore | 70 (stronger) | 56 |
| Capital cushion | 48 | 62 (stronger) |
| Loan quality | 84 (stronger) | 23 |
| Earnings | 86 (stronger) | 65 |
| Funding & liquidity | 56 | 84 (stronger) |
| Problem-loan coverage | 93 (stronger) | 61 |
| Peer percentile | 43rd | 13th |
| Total assets | $298.4M | $312.2M |
| Deposits / shares | $253.9M | $252.1M |
| Capital ratio | 9.77% | 11.24% (stronger) |
| Problem loans | 0.49% (stronger) | 2.31% |
| Net charge-offs | 0.00% (stronger) | 0.00% |
| Return on assets | 1.66% (stronger) | 1.13% |
| Loans ÷ deposits | 93.8% | 76.4% (stronger) |
| Uninsured deposits | 24.3% | 9.1% (stronger) |
| Offices | 3 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 0.9% | 5.6% |
Minnesota National Bank has the higher TellerScore (70 vs 56). On the 7 directional measures above (where higher or lower is clearly better), Minnesota National Bank leads on 4 and Neighborhood National Bank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.