Side-by-side · Q2 2026 data
Minnesota Valley Federal Credit Union vs My Credit Union
Credit union
Minnesota Valley Federal Credit Union
Mankato, Minnesota · $100 million – $1 billion
Metric by metric
| Measure | Minnesota Valley Federal Credit Union | My Credit Union |
|---|---|---|
| TellerScore | 77 (stronger) | 51 |
| Capital cushion | 65 (stronger) | 44 |
| Loan quality | 81 (stronger) | 59 |
| Earnings | 63 (stronger) | 25 |
| Funding & liquidity | 100 (stronger) | 67 |
| Problem-loan coverage | 95 (stronger) | 78 |
| Peer percentile | 71st | 7th |
| Total assets | $329.0M | $366.4M |
| Deposits / shares | $289.7M | $328.7M |
| Capital ratio | 11.48% (stronger) | 9.44% |
| Problem loans | 0.56% (stronger) | 1.23% |
| Net charge-offs | 0.11% | 0.08% (stronger) |
| Return on assets | 1.06% (stronger) | 0.14% |
| Loans ÷ deposits | 58.1% (stronger) | 93.0% |
| Uninsured deposits | 4.6% (stronger) | 8.6% |
| Offices | 3 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 5.2% | — |
Minnesota Valley Federal Credit Union has the higher TellerScore (77 vs 51). On the 7 directional measures above (where higher or lower is clearly better), Minnesota Valley Federal Credit Union leads on 6 and My Credit Union on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.