Side-by-side · Q2 2026 data
Minnstar Bank National Association vs Minnesota Valley Federal Credit Union
Credit union
Minnesota Valley Federal Credit Union
Mankato, Minnesota · $100 million – $1 billion
Metric by metric
| Measure | Minnstar Bank National Association | Minnesota Valley Federal Credit Union |
|---|---|---|
| TellerScore | 70 | 77 (stronger) |
| Capital cushion | 54 | 65 (stronger) |
| Loan quality | 88 (stronger) | 81 |
| Earnings | 63 | 63 |
| Funding & liquidity | 66 | 100 (stronger) |
| Problem-loan coverage | 95 | 95 |
| Peer percentile | 43rd | 71st |
| Total assets | $204.0M | $329.0M |
| Deposits / shares | $180.3M | $289.7M |
| Capital ratio | 10.38% | 11.48% (stronger) |
| Problem loans | 0.36% (stronger) | 0.56% |
| Net charge-offs | -0.00% (stronger) | 0.11% |
| Return on assets | 1.07% (stronger) | 1.06% |
| Loans ÷ deposits | 94.2% | 58.1% (stronger) |
| Uninsured deposits | 10.3% | 4.6% (stronger) |
| Offices | 2 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 1.7% | 5.2% |
Minnesota Valley Federal Credit Union has the higher TellerScore (77 vs 70). On the 7 directional measures above (where higher or lower is clearly better), Minnstar Bank National Association leads on 3 and Minnesota Valley Federal Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.