Side-by-side · Q2 2026 data
Minster Bank vs Firefighters & Company Federal Credit Union
Credit union
Firefighters & Company Federal Credit Union
Dayton, Ohio · $100 million – $1 billion
Metric by metric
| Measure | Minster Bank | Firefighters & Company Federal Credit Union |
|---|---|---|
| TellerScore | 79 (stronger) | 57 |
| Capital cushion | 51 (stronger) | 45 |
| Loan quality | 95 (stronger) | 59 |
| Earnings | 85 (stronger) | 45 |
| Funding & liquidity | 86 (stronger) | 82 |
| Problem-loan coverage | 98 (stronger) | 79 |
| Peer percentile | 75th | 14th |
| Total assets | $811.6M | $129.4M |
| Deposits / shares | $719.4M | $111.3M |
| Capital ratio | 10.08% (stronger) | 9.51% |
| Problem loans | 0.14% (stronger) | 1.24% |
| Net charge-offs | 0.01% (stronger) | 0.71% |
| Return on assets | 1.62% (stronger) | 0.61% |
| Loans ÷ deposits | 63.5% (stronger) | 78.7% |
| Uninsured deposits | 24.7% | 4.5% (stronger) |
| Offices | 7 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Minster Bank has the higher TellerScore (79 vs 57). On the 7 directional measures above (where higher or lower is clearly better), Minster Bank leads on 6 and Firefighters & Company Federal Credit Union on 1. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.