Side-by-side · Q2 2026 data
Minster Bank vs First Federal Community Bank, National Association
Metric by metric
| Measure | Minster Bank | First Federal Community Bank, National Association |
|---|---|---|
| TellerScore | 79 (stronger) | 75 |
| Capital cushion | 51 (stronger) | 44 |
| Loan quality | 95 | 97 (stronger) |
| Earnings | 85 | 94 (stronger) |
| Funding & liquidity | 86 (stronger) | 58 |
| Problem-loan coverage | 98 | 99 (stronger) |
| Peer percentile | 75th | 61st |
| Total assets | $811.6M | $994.6M |
| Deposits / shares | $719.4M | $897.2M |
| Capital ratio | 10.08% (stronger) | 9.40% |
| Problem loans | 0.14% | 0.08% (stronger) |
| Net charge-offs | 0.01% | -0.00% (stronger) |
| Return on assets | 1.62% | 1.86% (stronger) |
| Loans ÷ deposits | 63.5% (stronger) | 84.0% |
| Uninsured deposits | 24.7% (stronger) | 31.4% |
| Offices | 7 | 8 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Minster Bank has the higher TellerScore (79 vs 75). On the 7 directional measures above (where higher or lower is clearly better), Minster Bank leads on 4 and First Federal Community Bank, National Association on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.