Side-by-side · Q2 2026 data
Minster Bank vs The First Central National Bank of St. Paris
Bank
The First Central National Bank of St. Paris
St. Paris, Ohio · Under $100 million in assets
Metric by metric
| Measure | Minster Bank | The First Central National Bank of St. Paris |
|---|---|---|
| TellerScore | 79 | 87 (stronger) |
| Capital cushion | 51 | 100 (stronger) |
| Loan quality | 95 | 99 (stronger) |
| Earnings | 85 (stronger) | 50 |
| Funding & liquidity | 86 (stronger) | 84 |
| Problem-loan coverage | 98 | 100 (stronger) |
| Peer percentile | 75th | 84th |
| Total assets | $811.6M | $97.0M |
| Deposits / shares | $719.4M | $76.8M |
| Capital ratio | 10.08% | 18.89% (stronger) |
| Problem loans | 0.14% | 0.02% (stronger) |
| Net charge-offs | 0.01% | 0.00% (stronger) |
| Return on assets | 1.62% (stronger) | 0.75% |
| Loans ÷ deposits | 63.5% (stronger) | 76.2% |
| Uninsured deposits | 24.7% | 10.6% (stronger) |
| Offices | 7 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
The First Central National Bank of St. Paris has the higher TellerScore (87 vs 79). On the 7 directional measures above (where higher or lower is clearly better), Minster Bank leads on 2 and The First Central National Bank of St. Paris on 5. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.