Side-by-side · Q2 2026 data
Minster Bank vs The Old Fort Banking Company
Metric by metric
| Measure | Minster Bank | The Old Fort Banking Company |
|---|---|---|
| TellerScore | 79 (stronger) | 72 |
| Capital cushion | 51 (stronger) | 39 |
| Loan quality | 95 (stronger) | 93 |
| Earnings | 85 (stronger) | 78 |
| Funding & liquidity | 86 (stronger) | 78 |
| Problem-loan coverage | 98 (stronger) | 97 |
| Peer percentile | 75th | 50th |
| Total assets | $811.6M | $843.9M |
| Deposits / shares | $719.4M | $781.8M |
| Capital ratio | 10.08% (stronger) | 8.89% |
| Problem loans | 0.14% (stronger) | 0.20% |
| Net charge-offs | 0.01% | 0.01% (stronger) |
| Return on assets | 1.62% (stronger) | 1.44% |
| Loans ÷ deposits | 63.5% | 61.3% (stronger) |
| Uninsured deposits | 24.7% (stronger) | 33.6% |
| Offices | 7 | 10 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 9.8% |
Minster Bank has the higher TellerScore (79 vs 72). On the 7 directional measures above (where higher or lower is clearly better), Minster Bank leads on 5 and The Old Fort Banking Company on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.